We bought our house in 2003 and have lived in it ever since. As houses go, it was not the fanciest house but it was liveable. Jason, a co-owner, renovated the inside of his side of the house, and gradually made a nice cozy living space out of it. He also made a couple rooms on our side in the basement. Things were gradually working out.
Then there were signs of the roof beginning to leak. The house was only 20 years old, but how long do roofs last?Finances were short to satisfy another expense so we waited, and wondered. Insurance would not pay for patches. If there was a single event that created the problem, they would get involved.
But the answer came on September 14, 2008. Hurricane Ike made its presence strongly felt like the big bad wolf that it was. It huffed and puffed and made mincemeat of the roof. I took a couple pictures while the wind was blowing. Nothing else was touched. I called insurance the next day.
The insurance agent told me they do not go out to make estimates. We would have to get our own. I left it in Jason's capable hands and he found some estimates and I faxed them. The weather after that Sunday storm was admirable but how long will it last until rains come? Jason put plastic that was available over part of the roof.
A few days later a couple of insurance adjusters came to check it out. They saw the plastic on the roof but I told them I had taken pictures so I went down to my office and made hard copies of a couple pictures and they were good enough to be used to evidence.
The estimates were to cover the damage over half the whole building. When the insurance adjuster climbed onto the roof, he said we should have the whole roof done, down to the boards. He would add enough to cover the cost, based on the estimate submitted, and see if insurance would agree.
The damaged part of the whole building was on the two-story side. Lucy and I live in the one-story side. There was evidence of a leak beginning but we were relatively dry on our side of the house. Still, the adjuster commented that there were a couple of different types of shingles and it would be better if the whole roof was done at the same time. He would try to rush the estimate but it could take up to 10 days. 10 days! It could rain by then. There were still parts of the roof at the mercy of the elements. In fact, Lucy commented that if we got rain from the south, the plastic wouldn't be very effective.
I went to a men's fellowship seminar at Berean Baptist one evening. It was dark when I returned. Soon the rain started. Uh-oh! The roof! I tried to convince myself that everything was OK. God is in His heaven and all is right with the world. But the feeling of despair was beginning to manifest and I didn't sleep well all night. I had a mind to let Jason know but I mentally argued the point that I'm sure he heard the rain more than I did, and if he's not worried, why should I be?
The next morning I woke up, after a fitful short night's sleep. I commented to Lucy that it rained but what is happening to the roof? Her response, although irritated, was soothing to my ears. "Oh, Jason put on plastic last night."
A couple of days later the check came, for the full amount suggested by the insurance adjuster. I put it in the bank and told Jason to get the roofers working, we're in business. He would have liked to help out but he had a job himself and he got a couple of good roofers to work for several days. It was a blessing all around.
Lucy, being former Amish, suggested that it would be nice to have a frolic to get the roof done. A frolic in the Amish culture is a gathering of a group of people to work on the project at hand. As it was, however, a couple of ex-Amish roofers worked on the roof for a few days, tearing off the shingles and matting, and replacing it all. We watched their progress and I took pictures.
Why do we worry sometimes? Maybe it's because we don't exercise our faith enough. We do what we can but when we believe in something a little beyond the practical, often things happen that go beyond what we may expect. This was an answer to our desires and we thank God for it all.
Of course, we weren't the only ones to have damage. Trees went down at many places, buildings were damaged by falling trees, as well as cars. Roofs were blown off. The whole state of Ohio experienced the fierce wind which at times reached hurricane strength in some areas. It may have been a record. We don't get the full brunt of hurricanes around here, usually the rain. But there was no rain with this wind storm until a few fine splatters toward the end. It was an unusual storm for this part of Ohio; and it came all the way from the Gulf Coast and beyond.
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